Entries by tosten1980

How to Properly Maintain and Care for a Fire Extinguisher in Your Home

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Your home is not just a structure; it is a sanctuary where memories are made, families are raised, and friends are welcomed. Ensuring the safety of everyone who enters your home should always be a top priority. One crucial element of home safety is having a fire extinguisher readily available in case of emergencies. However,…

Don’t cancel your insurance: protect your seasonal toys year-round

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As the summer season comes to a close, you may be tempted to cancel your insurance policies on your summer toys like motorcycles, RVs, boats, and ATVs. However, it’s important to consider the potential risks and expenses that could arise during the off-season. While you may not be actively using these vehicles, they can still…

Moving Trucks & Uhaul Type Insurance

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When you rent a moving truck, one of the common dilemmas is whether to purchase insurance from the rental company. However, the need for insurance depends on various factors, including the type of vehicle you rent and your existing insurance coverage. Let’s explore this topic further to help you make an informed decision. Most rental…

Utilization of the latest technology to reduce your likelihood of a claim

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Technology has made significant strides in the past five years, offering homeowners the ability to control and monitor various aspects of their homes through mobile devices and Wi-Fi-enabled routers. By incorporating do-it-yourself tech items into your home, you can mitigate the risk of insurance claims related to burglary, water damage, fire, and freezing damage. Consider…

How to protect your home while away on vacation

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Summer is the perfect time to embark on a well-deserved vacation, but it’s crucial to take precautions to protect your home while you’re away. By implementing simple measures and adopting preventive strategies, you can deter potential thieves and ensure the safety of your property. When it comes to safeguarding your home during vacation, there are…

Wildfires, home insurance & staying safe during poor air quality days

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With an increase in wildfires over the last few years, some insurance carriers around the country have needed to make adjustments to home insurance policies. Here are two common scenarios we are seeing: Depending on the state you live in, there is limited or no home insurance coverage for homes located in high-risk areas. An…

How to do your part to reduce wildfires this summer

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It is that time of year when we like to remind you of the importance of wildfire prevention. Preventing a wildfire requires a collective effort and best practices need to be utilized to lower our risk. Did you know the majority of wildfires are caused by humans? According to Wildland Fire Management Information, humans cause…

An update on auto & home insurance rates in 2023

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Inflation Continues to Impact Insurance Policy Premiums in 2023 We all feel the impact of inflation. Whether it is at the gas station, grocery store and your insurance policies at renewal. Unfortunately, the insurance industry continues to be impacted as insurance carriers are forced to adjust their risk based on inflation and claims. We know…

Proper insurance coverage for your summer activities

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Summer is near! With the start of a new season, you may be looking forward to the activities that are typically enjoyed during the summer season. Whether you plan to take road trips, use your dirt bike or ATV, swim at your home or spending time on your boat, you may wait all year to…

Homeowner’s insurance discounts

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Whether you are looking to purchase a new home or if you find your current home insurance premium is too high, our local, independent insurance agency can help. We represent the top home insurance carriers in the country. In one click, we can provide you with quotes from all of our carriers at once! Here…